Some solar providers will install a photovoltaic system on your home or business for $0 down. They will charge you a fee each month for the electricity produced. Your benefit will be a 5-6 percent decrease in your monthly electricity bill and the satisfaction of reducing your carbon footprint. A long term lease will also protect you from future increases in electricity costs. Electricity rates are expected to rise 386 percent in the next 30 years. The solar leasing company owns the system and will provide maintenance.